feat:新增接口

api/routers/account.py

@@ -0,0 +1,31 @@
+"""资金账户路由：余额查询、余额加减（业务在 service/account.py，路由只做编排）。"""
+from fastapi import APIRouter, Depends
+from sqlalchemy.ext.asyncio import AsyncSession
+
+from api.deps import get_current_user
+from config.deps import get_db
+from model.sys_user import SysUser
+from schemas.account import AdjustReq
+from service import account as account_service
+from utils.response import success
+
+router = APIRouter()
+
+
+@router.get("/account/balance", summary="查询当前用户余额")
+async def balance(
+    user: SysUser = Depends(get_current_user),
+    db: AsyncSession = Depends(get_db),
+):
+    result = await account_service.get_balance(db, user)
+    return success(result.model_dump(mode="json"))
+
+
+@router.post("/account/adjust", summary="调整余额（add=充值 / sub=提现）")
+async def adjust(
+    req: AdjustReq,
+    user: SysUser = Depends(get_current_user),
+    db: AsyncSession = Depends(get_db),
+):
+    result = await account_service.adjust_balance(db, user, req.direction, req.amount)
+    return success(result.model_dump(mode="json"))