{
  "version": "2026-09-12",
  "terms": [
    {
      "term": "基金产品",
      "enabled": true,
      "aliases": ["基金产品", "产品", "基金", "基金名称", "产品名称"],
      "tables": ["fin_product"],
      "fields": ["product_code", "product_name", "product_type", "risk_level", "status"],
      "value_hint": "product_type 实际枚举值为：货币型/债券型/混合型/股票型/指数型/QDII（注意是'XX型'，不是 Schema 注释里的'股票基金'）；status 实际枚举值为：在售/暂停/到期/清盘，查在售产品用 status = '在售'"
    },
    {
      "term": "股票型基金",
      "enabled": true,
      "aliases": ["股票型", "股票基金", "股票型基金", "权益类"],
      "tables": ["fin_product"],
      "fields": ["product_type"],
      "value_hint": "fin_product.product_type 实际枚举值为：货币型/债券型/混合型/股票型/指数型/QDII；股票型基金必须用 product_type = '股票型'，不要使用 Schema 注释里的'股票基金'"
    },
    {
      "term": "客户风险等级",
      "enabled": true,
      "aliases": ["客户", "投资人", "持有人", "风险评级", "风险等级", "风险类型", "激进型", "进取型", "平衡型", "稳健型", "保守型", "C1", "C2", "C3", "C4", "C5"],
      "tables": ["fin_customer_profile", "fin_holdings", "fin_risk_assessment"],
      "fields": ["customer_id", "risk_level", "customer_level"],
      "value_hint": "客户风险字段实际枚举值为 C1-C5（C1 最保守，C5 最激进）；展示层映射为保守型=C1、稳健型=C2、平衡型=C3、进取型=C4、激进型=C5。产品风险等级才使用 R1-R5"
    },
    {
      "term": "持仓",
      "enabled": true,
      "aliases": ["持仓", "持有基金", "资产配置"],
      "tables": ["fin_holdings"],
      "fields": ["customer_id", "product_id", "shares", "current_value", "profit_loss", "profit_ratio", "status"]
    },
    {
      "term": "收益率",
      "enabled": true,
      "aliases": ["收益率", "收益", "回报率", "近一年收益"],
      "tables": ["fund_performance"],
      "fields": ["return_rate", "period", "calc_date"],
      "metric_hint": "收益率优先使用 fund_performance.return_rate，并结合 period 或 calc_date 限定统计区间"
    },
    {
      "term": "最大回撤",
      "enabled": true,
      "aliases": ["最大回撤", "回撤"],
      "tables": ["fund_performance"],
      "fields": ["max_drawdown", "period", "calc_date"],
      "metric_hint": "最大回撤使用 fund_performance.max_drawdown，不与收益率字段混用"
    }
  ],
  "relationships": [
    {
      "left": "fin_holdings.product_id",
      "right": "fin_product.id",
      "meaning": "持仓通过 product_id 关联基金产品"
    },
    {
      "left": "fund_performance.product_id",
      "right": "fin_product.id",
      "meaning": "基金业绩通过 product_id 关联基金产品"
    },
    {
      "left": "fin_holdings.customer_id",
      "right": "fin_customer_profile.customer_id",
      "meaning": "持仓通过 customer_id 关联客户画像"
    }
  ]
}