"""RW-018 研判的两个口径缺陷(docs/25 P2)。 1. **列表级无条件放行**:`_assess_list_rule` 收到 `item` 却完全不看它,对 RW-018 一律返回"可考虑放行",连理由文本都是硬编码的"现有摘要显示交易来自有效定投工单"。 于是渠道不匹配、或证据里根本没有工单信息的预警,在列表层就被标成可放行 —— 而列表正是风控专员最先看到的一屏。详情层另有判断,但那要等人点进去。 2. **详情级与扫描侧口径不一致**:扫描按 `work_order.channel in {"定投", "自动定投"}` 生成 RW-018 预警(`risk_scan_service.py:294`),详情级却只认 `"定投"`。于是 "自动定投"的预警会出现"扫描认为有效、详情认为未确认"的自相矛盾。 两条现在共用 `DIRECT_INVESTMENT_CHANNELS`,改这份常量即同时影响两侧。 """ from typing import Any from app.service.risk_judgement_service import ( DIRECT_INVESTMENT_CHANNELS, VERDICT_RELEASE, _assess_list_rule, _assess_rw018, ) def _item(**snapshot: Any) -> dict[str, Any]: return {"alert_no": "ALTEST", "evidence_snapshot": snapshot} def test_channels_cover_what_the_scanner_accepts() -> None: """常量必须覆盖扫描侧接受的全部渠道,否则又会两侧打架。""" assert DIRECT_INVESTMENT_CHANNELS == {"定投", "自动定投"} def test_list_level_does_not_release_without_evidence() -> None: """证据里没有渠道信息时不能放行 —— 这正是原先无条件放行的地方。""" result = _assess_list_rule("RW-018", _item()) assert VERDICT_RELEASE not in str(result) def test_list_level_does_not_release_for_an_unrelated_channel() -> None: result = _assess_list_rule("RW-018", _item(channel="柜台")) assert VERDICT_RELEASE not in str(result) def test_list_level_releases_for_every_direct_investment_channel() -> None: for channel in sorted(DIRECT_INVESTMENT_CHANNELS): result = _assess_list_rule("RW-018", _item(channel=channel)) assert VERDICT_RELEASE in str(result), f"{channel} 应当判定为可放行" def test_detail_level_accepts_the_same_channels_as_the_scanner() -> None: """详情级与扫描侧同口径 —— 原先详情只认"定投","自动定投"会被判成未确认。""" for channel in sorted(DIRECT_INVESTMENT_CHANNELS): result = _assess_rw018({"work_order": {"channel": channel}}) assert VERDICT_RELEASE in str(result), f"{channel} 在详情级也应判为可放行" def test_detail_level_rejects_a_channel_the_scanner_would_not_use() -> None: result = _assess_rw018({"work_order": {"channel": "柜台"}}) assert VERDICT_RELEASE not in str(result)