lzf_0626
615032ab00
fix: 修 POST /api/v1/conversations 的 MissingGreenlet（会话建不出来导致转人工 404）
- public_platform_service: 创建 ConversationSession 时显式赋值四个 server_default 时间列，
否则 flush() 后需回读数据库生成值，在 async session 里以同步属性访问触发
MissingGreenlet，接口 500，连带转人工一直报会话不存在
- portal: 客服改用 C001 真实建会话；转人工改传 reason_code/reason_detail（原 reason 属额外字段 422）
- portal: 投顾查客户投资目标走 customers/{id} 变体
- seed/grant: 补 investment-goal:{read,write,confirm}:customer 三个动态拼出的权限码
（data_scope=own_customers，投顾只看名下客户）
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