lzf_0626
f4eaa2f631
fix(seed): 客户种子改为已开户；portal.py 标注为调试工具
- seed_test_rbac.py 把 fund_account_status 硬编码成 'closed'，与 create_test_user.py
的 {customer: 已开户, employee: closed} 口径不一致，导致种子建的客户永远未开户
- 影响：GET /users/me/account/dashboard、/users/me/cash-ledger 恒返回 404，
正式前端 T001/T009 两个页面打不开（端点本身是好的）
- 改为按 user_type 取状态；配合 tools/seed_sim_account_demo.py 开虚拟资金账户后
T001/T006/T007/T009 全部 200
- tools/portal.py：正式前端已在 app/static/portal/，本工具降级为跨角色联调工具
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