-- jinrong_core 表结构 · P0
USE jinrong_core;

-- 风险等级字典（客户 C1~C5 · 产品 R1~R5）
CREATE TABLE core_risk_grade (
    code            VARCHAR(4)      NOT NULL PRIMARY KEY COMMENT 'C1~C5 或 R1~R5',
    grade_type      ENUM('customer','product') NOT NULL,
    display_name    VARCHAR(32)     NOT NULL,
    sort_order      TINYINT UNSIGNED NOT NULL
) ENGINE=InnoDB COMMENT='风险等级字典';

CREATE TABLE core_industry (
    industry_code   VARCHAR(16)     NOT NULL PRIMARY KEY,
    industry_name   VARCHAR(64)     NOT NULL
) ENGINE=InnoDB COMMENT='行业分类';

-- 内部员工（含 RBAC 角色种子，供 JWT/鉴权联调对照）
CREATE TABLE core_staff (
    staff_id        VARCHAR(64)     NOT NULL PRIMARY KEY,
    display_name    VARCHAR(64)     NOT NULL,
    staff_type      ENUM('advisor','analyst','risk_officer','compliance','ops') NOT NULL,
    roles           JSON            NOT NULL COMMENT 'JWT roles 数组，如 ["advisor"]',
    tenant_id       VARCHAR(32)     NOT NULL DEFAULT 'TENANT-001',
    is_active       TINYINT(1)      NOT NULL DEFAULT 1,
    created_at      DATETIME(3)     NOT NULL DEFAULT CURRENT_TIMESTAMP(3)
) ENGINE=InnoDB COMMENT='内部员工主档（模拟 IdP 账号源）';

CREATE TABLE core_customer (
    customer_id     VARCHAR(64)     NOT NULL PRIMARY KEY,
    display_name    VARCHAR(64)     NOT NULL COMMENT '脱敏展示名',
    age             TINYINT UNSIGNED NULL,
    occupation      VARCHAR(64)     NULL,
    phone_mask      VARCHAR(16)     NULL COMMENT '138****9527',
    tenant_id       VARCHAR(32)     NOT NULL DEFAULT 'TENANT-001',
    open_date       DATE            NOT NULL,
    is_active       TINYINT(1)      NOT NULL DEFAULT 1,
    created_at      DATETIME(3)     NOT NULL DEFAULT CURRENT_TIMESTAMP(3)
) ENGINE=InnoDB COMMENT='客户主档 L0';

CREATE TABLE core_customer_risk (
    id              BIGINT UNSIGNED NOT NULL AUTO_INCREMENT PRIMARY KEY,
    customer_id     VARCHAR(64)     NOT NULL,
    risk_code       CHAR(2)         NOT NULL COMMENT 'C1~C5',
    is_authoritative TINYINT(1)     NOT NULL DEFAULT 1,
    evaluated_at    DATE            NOT NULL,
    source          VARCHAR(32)     NOT NULL DEFAULT 'risk_questionnaire',
    UNIQUE KEY uk_customer_current (customer_id),
    KEY idx_risk (risk_code),
    CONSTRAINT fk_cust_risk_customer FOREIGN KEY (customer_id) REFERENCES core_customer(customer_id),
    CONSTRAINT fk_cust_risk_code FOREIGN KEY (risk_code) REFERENCES core_risk_grade(code)
) ENGINE=InnoDB COMMENT='客户正式风险测评 L0';

CREATE TABLE core_customer_advisor (
    id              BIGINT UNSIGNED NOT NULL AUTO_INCREMENT PRIMARY KEY,
    customer_id     VARCHAR(64)     NOT NULL,
    advisor_id      VARCHAR(64)     NOT NULL COMMENT '对应 core_staff.staff_id',
    rel_status      ENUM('active','transferred','closed') NOT NULL DEFAULT 'active',
    effective_from  DATE            NOT NULL,
    effective_to    DATE            NULL,
    UNIQUE KEY uk_cust_advisor_from (customer_id, advisor_id, effective_from),
    KEY idx_advisor (advisor_id, rel_status),
    CONSTRAINT fk_ca_customer FOREIGN KEY (customer_id) REFERENCES core_customer(customer_id),
    CONSTRAINT fk_ca_advisor FOREIGN KEY (advisor_id) REFERENCES core_staff(staff_id)
) ENGINE=InnoDB COMMENT='客户-代理人归属';

CREATE TABLE core_product (
    product_id      VARCHAR(64)     NOT NULL PRIMARY KEY,
    product_name    VARCHAR(128)    NOT NULL,
    product_type    ENUM('bond','mixed','stock','index','money') NOT NULL,
    min_risk_code   CHAR(2)         NOT NULL COMMENT 'R1~R5 最低适配',
    industry_code   VARCHAR(16)     NULL,
    fee_rate        DECIMAL(6,4)    NULL,
    is_open         TINYINT(1)      NOT NULL DEFAULT 1,
    created_at      DATETIME(3)     NOT NULL DEFAULT CURRENT_TIMESTAMP(3),
    KEY idx_min_risk (min_risk_code),
    CONSTRAINT fk_product_risk FOREIGN KEY (min_risk_code) REFERENCES core_risk_grade(code),
    CONSTRAINT fk_product_industry FOREIGN KEY (industry_code) REFERENCES core_industry(industry_code)
) ENGINE=InnoDB COMMENT='产品主档';

CREATE TABLE core_holding (
    id              BIGINT UNSIGNED NOT NULL AUTO_INCREMENT PRIMARY KEY,
    customer_id     VARCHAR(64)     NOT NULL,
    product_id      VARCHAR(64)     NOT NULL,
    qty             DECIMAL(18,4)   NOT NULL,
    cost_amount     DECIMAL(18,2)   NOT NULL,
    market_value    DECIMAL(18,2)   NOT NULL,
    pnl_pct         DECIMAL(8,4)    NOT NULL COMMENT '盈亏比例',
    as_of           DATE            NOT NULL,
    UNIQUE KEY uk_cust_product (customer_id, product_id),
    KEY idx_customer (customer_id),
    CONSTRAINT fk_hold_customer FOREIGN KEY (customer_id) REFERENCES core_customer(customer_id),
    CONSTRAINT fk_hold_product FOREIGN KEY (product_id) REFERENCES core_product(product_id)
) ENGINE=InnoDB COMMENT='持仓快照';

CREATE TABLE core_trade (
    trade_id        VARCHAR(64)     NOT NULL PRIMARY KEY,
    customer_id     VARCHAR(64)     NOT NULL,
    product_id      VARCHAR(64)     NOT NULL,
    trade_type      ENUM('subscribe','redeem','convert') NOT NULL,
    amount          DECIMAL(18,2)   NOT NULL,
    qty             DECIMAL(18,4)   NULL,
    trade_status    ENUM('confirmed','pending','cancelled') NOT NULL DEFAULT 'confirmed',
    traded_at       DATETIME(3)     NOT NULL,
    KEY idx_customer_time (customer_id, traded_at),
    KEY idx_amount (amount, traded_at),
    CONSTRAINT fk_trade_customer FOREIGN KEY (customer_id) REFERENCES core_customer(customer_id),
    CONSTRAINT fk_trade_product FOREIGN KEY (product_id) REFERENCES core_product(product_id)
) ENGINE=InnoDB COMMENT='交易流水';

CREATE TABLE core_cash_flow (
    id              BIGINT UNSIGNED NOT NULL AUTO_INCREMENT PRIMARY KEY,
    customer_id     VARCHAR(64)     NOT NULL,
    flow_type       ENUM('in','out') NOT NULL,
    amount          DECIMAL(18,2)   NOT NULL,
    remark          VARCHAR(128)    NULL,
    occurred_at     DATETIME(3)     NOT NULL,
    KEY idx_customer (customer_id, occurred_at),
    CONSTRAINT fk_cf_customer FOREIGN KEY (customer_id) REFERENCES core_customer(customer_id)
) ENGINE=InnoDB COMMENT='资金进出';

CREATE TABLE core_product_nav (
    id              BIGINT UNSIGNED NOT NULL AUTO_INCREMENT PRIMARY KEY,
    product_id      VARCHAR(64)     NOT NULL,
    nav             DECIMAL(10,4)   NOT NULL,
    daily_chg_pct   DECIMAL(8,4)    NOT NULL,
    nav_date        DATE            NOT NULL,
    UNIQUE KEY uk_product_date (product_id, nav_date),
    CONSTRAINT fk_nav_product FOREIGN KEY (product_id) REFERENCES core_product(product_id)
) ENGINE=InnoDB COMMENT='产品净值';