zhanghongyu_0626
3fb0ceb334
- Implemented `check_suitability` method in `CoreReadOnlyRepository` for suitability determination based on customer and product risk levels. - Added `build_suitability_log_row` function in `suitability.py` for mapping suitability check results to `risk_suitability_log`. - Updated `AGENTS.md`, `ENVIRONMENT.md`, and `FLOW.md` to reflect changes in suitability assessment processes and documentation. - Revised `FRAMEWORK.md` and `MEMORY.md` to clarify project structure and data flow related to suitability checks. - Expanded `TODO.md` with tasks related to logging and auditing suitability assessments.
51 lines
4.5 KiB
SQL
51 lines
4.5 KiB
SQL
USE jinrong_core;
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-- 交易流水（含 R-01 大额、R-04 频繁样例）
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INSERT INTO core_trade (trade_id, customer_id, product_id, trade_type, amount, qty, traded_at) VALUES
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('TRD-20260801-001', 'CUST-9527', 'PROD-005827', 'subscribe', 10000.00, 10000.0000, '2026-08-01 10:15:00.000'),
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('TRD-20260815-001', 'CUST-9527', 'PROD-110022', 'subscribe', 20000.00, 20000.0000, '2026-08-15 14:20:00.000'),
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('TRD-20260901-001', 'CUST-1001', 'PROD-110022', 'subscribe', 5000.00, 5000.0000, '2026-09-01 09:30:00.000'),
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('TRD-20260902-001', 'CUST-1002', 'PROD-005828', 'redeem', 8000.00, 8000.0000, '2026-09-02 11:00:00.000'),
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-- CUST-3001 大额 R-01
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('TRD-20260903-001', 'CUST-3001', 'PROD-510300', 'subscribe', 520000.00, 520000.0000, '2026-09-03 10:00:00.000'),
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('TRD-20260903-002', 'CUST-3001', 'PROD-005827', 'subscribe', 80000.00, 80000.0000, '2026-09-03 15:30:00.000'),
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-- 同日多笔接近阈值（R-04 P1 样例）
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('TRD-20260904-001', 'CUST-3001', 'PROD-510300', 'subscribe', 450000.00, 450000.0000, '2026-09-04 09:05:00.000'),
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('TRD-20260904-002', 'CUST-3001', 'PROD-510300', 'subscribe', 420000.00, 420000.0000, '2026-09-04 09:12:00.000'),
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('TRD-20260904-003', 'CUST-3001', 'PROD-510300', 'subscribe', 410000.00, 410000.0000, '2026-09-04 09:18:00.000'),
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-- 分散到其他客户
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('TRD-20260901-010', 'CUST-1010', 'PROD-003095', 'subscribe', 30000.00, 30000.0000, '2026-09-01 13:00:00.000'),
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('TRD-20260901-011', 'CUST-1014', 'PROD-510500', 'subscribe', 55000.00, 55000.0000, '2026-09-01 14:00:00.000'),
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('TRD-20260902-010', 'CUST-1020', 'PROD-161725', 'subscribe', 120000.00, 120000.0000, '2026-09-02 10:30:00.000'),
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('TRD-20260902-011', 'CUST-1004', 'PROD-161725', 'redeem', 25000.00, 25000.0000, '2026-09-02 16:00:00.000'),
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('TRD-20260903-010', 'CUST-1018', 'PROD-000001', 'subscribe', 100000.00, 100000.0000, '2026-09-03 11:00:00.000'),
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('TRD-20260904-010', 'CUST-4001', 'PROD-XYZ999', 'subscribe', 200000.00, 200000.0000, '2026-09-04 10:00:00.000'),
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('TRD-20260904-011', 'CUST-4002', 'PROD-161725', 'subscribe', 50000.00, 50000.0000, '2026-09-04 11:30:00.000'),
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('TRD-20260820-001', 'CUST-1006', 'PROD-110023', 'subscribe', 18000.00, 18000.0000, '2026-08-20 09:00:00.000'),
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('TRD-20260825-001', 'CUST-1012', 'PROD-510300', 'subscribe', 22000.00, 22000.0000, '2026-08-25 10:00:00.000'),
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('TRD-20260828-001', 'CUST-1022', 'PROD-110022', 'subscribe', 15000.00, 15000.0000, '2026-08-28 14:00:00.000'),
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('TRD-20260901-020', 'CUST-1021', 'PROD-005827', 'subscribe', 8000.00, 8000.0000, '2026-09-01 15:00:00.000'),
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('TRD-20260902-020', 'CUST-1016', 'PROD-005827', 'subscribe', 12000.00, 12000.0000, '2026-09-02 09:45:00.000'),
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('TRD-20260903-020', 'CUST-1017', 'PROD-510300', 'subscribe', 16000.00, 16000.0000, '2026-09-03 13:20:00.000'),
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('TRD-20260904-020', 'CUST-1019', 'PROD-110023', 'redeem', 6000.00, 6000.0000, '2026-09-04 09:00:00.000'),
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('TRD-20260904-021', 'CUST-1023', 'PROD-005828', 'subscribe', 9000.00, 9000.0000, '2026-09-04 14:30:00.000'),
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('TRD-20260904-022', 'CUST-1024', 'PROD-161726', 'subscribe', 35000.00, 35000.0000, '2026-09-04 15:00:00.000');
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-- AML 样例（RW-001 大额现金 / RW-014 第三方代付 / RW-008 非正常时段）
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INSERT INTO core_trade (
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trade_id, customer_id, product_id, trade_type, amount, qty,
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channel, is_cash, payer_name, is_third_party_pay, traded_at
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) VALUES
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('TRD-20260905-001', 'CUST-DEMO-B', 'PROD-PRIV01', 'subscribe', 500000.00, NULL, 'online', 0, NULL, 0, '2026-09-05 10:00:00.000'),
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('TRD-20260905-002', 'CUST-DEMO-C', 'PROD-WMG001', 'subscribe', 200000.00, NULL, 'counter', 1, NULL, 0, '2026-09-05 11:00:00.000'),
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('TRD-20260905-003', 'CUST-DEMO-E', 'PROD-161725', 'subscribe', 80000.00, NULL, 'mobile', 0, '李四', 1, '2026-09-05 02:30:00.000');
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INSERT INTO core_cash_flow (customer_id, flow_type, flow_subtype, amount, channel, remark, occurred_at) VALUES
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('CUST-9527', 'in', 'deposit', 50000.00, 'online', '银行转入', '2026-08-01 09:00:00.000'),
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('CUST-9527', 'out', 'subscribe', 10000.00, 'online', '申购扣款', '2026-08-01 10:15:00.000'),
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('CUST-3001', 'in', 'transfer_in', 600000.00, 'online', '大额转入', '2026-09-03 09:30:00.000'),
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('CUST-1010', 'in', 'deposit', 30000.00, 'online', '工资结余', '2026-09-01 08:00:00.000'),
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('CUST-1018', 'in', 'deposit', 100000.00, 'counter', '退休年金', '2026-09-03 10:30:00.000'),
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('CUST-1002', 'in', 'redeem', 8000.00, 'online', '赎回到账', '2026-09-02 11:30:00.000'),
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('CUST-1020', 'in', 'transfer_in', 120000.00, 'online', '经营收入', '2026-09-02 10:00:00.000');
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