XingHuo/scripts/core/02-seed-base.sql

USE jinrong_core;

-- 客户风险等级 C1~C5（对齐《适当性管理指南》第六条）
INSERT INTO core_risk_grade (code, grade_type, display_name, sort_order) VALUES
('C1', 'customer', '保守型 C1', 1),
('C2', 'customer', '稳健型 C2', 2),
('C3', 'customer', '平衡型 C3', 3),
('C4', 'customer', '进取型 C4', 4),
('C5', 'customer', '激进型 C5', 5);

-- 产品风险等级 R1~R5（对齐《适当性管理指南》第十一条）
INSERT INTO core_risk_grade (code, grade_type, display_name, sort_order) VALUES
('R1', 'product', '低风险 R1', 1),
('R2', 'product', '中低风险 R2', 2),
('R3', 'product', '中风险 R3', 3),
('R4', 'product', '中高风险 R4', 4),
('R5', 'product', '高风险 R5', 5);

-- C×R 匹配矩阵（第十二条）
INSERT INTO core_suitability_rule (customer_risk_code, product_risk_code, match_result) VALUES
('C1', 'R1', 'allowed'), ('C1', 'R2', 'allowed'), ('C1', 'R3', 'forbidden'), ('C1', 'R4', 'forbidden'), ('C1', 'R5', 'forbidden'),
('C2', 'R1', 'allowed'), ('C2', 'R2', 'allowed'), ('C2', 'R3', 'allowed'), ('C2', 'R4', 'forbidden'), ('C2', 'R5', 'forbidden'),
('C3', 'R1', 'allowed'), ('C3', 'R2', 'allowed'), ('C3', 'R3', 'allowed'), ('C3', 'R4', 'allowed_with_disclosure'), ('C3', 'R5', 'forbidden'),
('C4', 'R1', 'allowed'), ('C4', 'R2', 'allowed'), ('C4', 'R3', 'allowed'), ('C4', 'R4', 'allowed'), ('C4', 'R5', 'allowed_with_disclosure'),
('C5', 'R1', 'allowed'), ('C5', 'R2', 'allowed'), ('C5', 'R3', 'allowed'), ('C5', 'R4', 'allowed'), ('C5', 'R5', 'allowed');

INSERT INTO core_industry (industry_code, industry_name) VALUES
('IND-BOND', '债券固收'),
('IND-MIX', '混合平衡'),
('IND-TECH', '科技成长'),
('IND-CONS', '消费'),
('IND-MED', '医药健康'),
('IND-INDEX', '宽基指数'),
('IND-MONEY', '货币现金'),
('IND-WMGMT', '银行理财'),
('IND-PRIV', '私募证券');

-- ========== 内部员工 · RBAC 种子 ==========
INSERT INTO core_staff (staff_id, display_name, staff_type, roles) VALUES
('STAFF-10086', '张理财', 'advisor', '["advisor"]'),
('STAFF-10087', '李顾问', 'advisor', '["advisor"]'),
('STAFF-10088', '王经理', 'advisor', '["advisor"]'),
('STAFF-10089', '赵专员', 'advisor', '["advisor"]'),
('STAFF-10090', '刘助理', 'advisor', '["advisor"]'),
('STAFF-20001', '陈分析', 'analyst', '["analyst"]'),
('STAFF-20002', '周数据', 'analyst', '["analyst"]'),
('STAFF-30001', '吴风控', 'risk_officer', '["risk_officer"]'),
('STAFF-30002', '郑监测', 'risk_officer', '["risk_officer"]'),
('STAFF-40001', '孙合规', 'compliance', '["compliance"]'),
('STAFF-40002', '钱监察', 'compliance', '["compliance"]'),
('STAFF-50001', '冯运营', 'ops', '["ops"]'),
('STAFF-10091', '双角色顾问', 'advisor', '["advisor", "compliance"]');

-- ========== 产品 14 只（含起购/期限 · C-11） ==========
INSERT INTO core_product (
    product_id, product_name, product_type, min_risk_code,
    min_subscribe_amount, term_days, requires_disclosure, industry_code, fee_rate
) VALUES
('PROD-110022', '稳健债基 A',           'bond',        'R1',  100.00,   NULL, 0, 'IND-BOND',  0.0030),
('PROD-110023', '信用债精选',           'bond',        'R2',  100.00,   NULL, 0, 'IND-BOND',  0.0040),
('PROD-005827', '平衡混合一号',         'mixed',       'R3',  100.00,   NULL, 0, 'IND-MIX',   0.0150),
('PROD-005828', '稳健增利混合',         'mixed',       'R2',  100.00,   NULL, 0, 'IND-MIX',   0.0120),
('PROD-161725', '科技成长主题',         'stock',       'R4',  100.00,   NULL, 1, 'IND-TECH',  0.0150),
('PROD-161726', '消费升级主题',         'stock',       'R4',  100.00,   NULL, 1, 'IND-CONS',  0.0150),
('PROD-003095', '医药健康精选',         'stock',       'R4',  100.00,   NULL, 1, 'IND-MED',   0.0120),
('PROD-510300', '沪深300指数',          'index',       'R3',  100.00,   NULL, 0, 'IND-INDEX', 0.0050),
('PROD-510500', '中证500指数',          'index',       'R4',  100.00,   NULL, 1, 'IND-INDEX', 0.0060),
('PROD-XYZ999', '进取成长五号',         'stock',       'R5',  100.00,   NULL, 1, 'IND-TECH',  0.0180),
('PROD-000001', '现金宝货币',           'money',       'R1',    1.00,   NULL, 0, 'IND-MONEY', 0.0010),
('PROD-000002', '同业存单基金',         'bond',        'R1',  100.00,   NULL, 0, 'IND-BOND',  0.0020),
('PROD-WMG001', '稳享180天理财',        'wealth_mgmt', 'R2', 200000.00,  180, 0, 'IND-WMGMT', 0.0035),
('PROD-PRIV01', '量化中性私募一号',     'private_fund','R4', 1000000.00, NULL, 1, 'IND-PRIV',  0.0200);